diff --git a/src/app.cpp b/src/app.cpp
index 028ec56..a4377b0 100644
--- a/src/app.cpp
+++ b/src/app.cpp
@@ -602,6 +602,13 @@ void App::rebuildLiteWallet(bool force)
     // controller but never reopen, leaving a permanent "disconnected" state.
     lite_autoopen_done_ = false;
     lite_open_error_.clear();
+
+    // A rebuilt controller may back a different wallet (server switch / re-open); drop any chat
+    // identity and re-arm provisioning so it re-derives from the newly opened wallet's seed.
+    chat_service_.clearIdentity();
+    chat_identity_provisioned_ = false;
+    chat_identity_fetch_in_flight_ = false;
+    chat_identity_unavailable_ = false;
 }
 
 void App::update()
@@ -696,6 +703,11 @@ void App::update()
     }
     async_tasks_.reapCompleted();
 
+    // HushChat: once the wallet seed is reachable+unlocked, derive & set the chat identity so the
+    // transaction-refresh harvest can decrypt incoming memos. Cheap early-outs keep it idle until
+    // it can act; compiled away when the feature is off (constexpr gate inside).
+    maybeProvisionChatIdentity();
+
     // Auto-lock check (only when connected + encrypted + unlocked)
     if (state_.connected && state_.isUnlocked()) {
         checkAutoLock();
diff --git a/src/app.h b/src/app.h
index ec41ff8..bdfacb0 100644
--- a/src/app.h
+++ b/src/app.h
@@ -23,6 +23,7 @@
 #include "util/async_task_manager.h"
 #include "util/pool_stats_service.h"
 #include "wallet/wallet_capabilities.h"
+#include "chat/chat_service.h"
 #include "ui/sidebar.h"
 #include "ui/windows/console_tab.h"
 #include "imgui.h"
@@ -570,6 +571,20 @@ private:
     // Reason an existing lite wallet failed to auto-open (e.g. server unreachable). Surfaced in
     // the UI so a stuck "disconnected" state isn't silent; cleared once a wallet opens.
     std::string lite_open_error_;
+
+    // HushChat (experimental; gated by DRAGONX_ENABLE_CHAT — inert when OFF). App owns the chat
+    // service so the transaction-refresh harvest can decrypt incoming memos into threaded messages.
+    // The identity is derived from the wallet's OWN SDXLite-compatible seed phrase (full-node
+    // z_exportmnemonic / lite exportSeed → the same KDF), so it is portable across both variants.
+    chat::ChatService chat_service_;
+    bool chat_identity_provisioned_ = false;      // identity set on the service this session
+    bool chat_identity_fetch_in_flight_ = false;  // a z_exportmnemonic worker job is pending
+    bool chat_identity_unavailable_ = false;      // provisioning failed definitively (e.g. non-mnemonic wallet)
+    // Provision the chat identity once the wallet seed is reachable+unlocked (per-tick, both
+    // variants); derives via deriveChatIdentityFromSecret and wipes the secret. No-op when the
+    // feature is off, already provisioned, in flight, or unavailable.
+    void maybeProvisionChatIdentity();
+    void provisionChatIdentityFromSecret(std::string secret);
     // Lite first-run welcome prompt: dismissed for the session once the user picks an action.
     bool lite_firstrun_dismissed_ = false;
     // Lite send-time unlock: set to show the unlock modal when a spend is attempted while locked.
diff --git a/src/app_network.cpp b/src/app_network.cpp
index ed5e4ce..5192894 100644
--- a/src/app_network.cpp
+++ b/src/app_network.cpp
@@ -33,6 +33,9 @@
 #include "rpc/rpc_client.h"
 #include "rpc/rpc_worker.h"
 #include "rpc/connection.h"
+#include "chat/chat_identity.h"  // deriveChatIdentityFromSecret for HushChat identity provisioning
+#include <sodium.h>              // sodium_memzero for wiping the fetched mnemonic
+#include <cctype>
 #include "config/settings.h"
 #include "wallet/lite_wallet_controller.h"  // lite send/new-address routing
 #include "daemon/daemon_controller.h"
@@ -1476,6 +1479,13 @@ void App::refreshTransactionData()
                 confirmed_cache_block_,
                 last_tx_block_height_
             };
+            // HushChat: decrypt & thread any harvested chat memos BEFORE `result` is moved into
+            // applyTransactionRefreshResult. No-op when the feature is off or no identity is set;
+            // the store dedups (txid+position) so the full + recent refresh paths ingest safely.
+            if (chat::hushChatFeatureEnabledAtBuild() && chat_service_.hasIdentity() &&
+                !result.hushChatMetadata.empty()) {
+                chat_service_.ingest(result.hushChatMetadata, std::time(nullptr));
+            }
             NetworkRefreshService::applyTransactionRefreshResult(
                 state_, cacheUpdate, std::move(result), std::time(nullptr));
             shielded_history_scan_heights_ = std::move(shieldedScanHeights);
@@ -1526,6 +1536,12 @@ void App::refreshRecentTransactionData()
                 confirmed_cache_block_,
                 last_tx_block_height_
             };
+            // HushChat: decrypt & thread any harvested chat memos BEFORE `result` is moved (see the
+            // full-refresh path above for rationale; the store dedups across both paths).
+            if (chat::hushChatFeatureEnabledAtBuild() && chat_service_.hasIdentity() &&
+                !result.hushChatMetadata.empty()) {
+                chat_service_.ingest(result.hushChatMetadata, std::time(nullptr));
+            }
             NetworkRefreshService::applyTransactionRefreshResult(
                 state_, cacheUpdate, std::move(result), std::time(nullptr));
             shielded_history_scan_heights_ = std::move(shieldedScanHeights);
@@ -2329,6 +2345,100 @@ void App::exportPrivateKey(const std::string& address, std::function<void(const
     });
 }
 
+// ============================================================================
+// HushChat identity provisioning (experimental; gated by DRAGONX_ENABLE_CHAT)
+// ============================================================================
+
+// Derive the chat identity from the wallet's own seed-phrase secret and hand it to the chat
+// service. `secret` is taken by value so we own a copy to wipe; the caller must wipe its own.
+void App::provisionChatIdentityFromSecret(std::string secret)
+{
+    // Defensive: strip surrounding whitespace so a stray newline can't change the identity — the
+    // same wallet must derive the SAME identity on full-node and lite (both return the canonical
+    // single-space phrase today, so this is belt-and-suspenders).
+    auto isws = [](char c) { return std::isspace(static_cast<unsigned char>(c)) != 0; };
+    while (!secret.empty() && isws(secret.back())) secret.pop_back();
+    std::size_t start = 0;
+    while (start < secret.size() && isws(secret[start])) ++start;
+    if (start) secret.erase(0, start);
+
+    chat::ChatKeyPair keys;
+    const auto result = chat::deriveChatIdentityFromSecret(secret, keys);
+    if (!secret.empty()) sodium_memzero(&secret[0], secret.size());
+
+    if (result.status == chat::ChatIdentityStatus::Ready) {
+        chat_service_.setIdentity(keys);  // copies the keypair
+        chat_identity_provisioned_ = true;
+    } else {
+        chat_identity_unavailable_ = true;
+    }
+    chat::wipeChatKeyPair(keys);
+}
+
+// Provision the chat identity once the wallet's seed phrase is reachable. Called every update()
+// tick; cheap early-outs keep it idle until it can act. Both variants derive the SAME identity
+// because they feed the SAME SDXLite-compatible mnemonic into the KDF (identity derivation is
+// local — peers only ever exchange public keys).
+void App::maybeProvisionChatIdentity()
+{
+    if (!chat::hushChatFeatureEnabledAtBuild()) return;  // constexpr — folds away in OFF builds
+
+    // Locked (encrypted && locked, mirrored for both variants) → the seed is unreadable. Drop any
+    // in-memory identity and re-arm so it re-derives on the next unlock. Unencrypted wallets report
+    // isLocked()==false and fall through.
+    if (state_.isLocked()) {
+        if (chat_identity_provisioned_ || chat_service_.hasIdentity()) {
+            chat_service_.clearIdentity();
+            chat_identity_provisioned_ = false;
+            chat_identity_unavailable_ = false;
+        }
+        return;
+    }
+
+    if (chat_service_.hasIdentity() || chat_identity_provisioned_ ||
+        chat_identity_fetch_in_flight_ || chat_identity_unavailable_) return;
+
+    if (supportsLiteBackend()) {
+        // Lite: the backend's `seed` command returns the 24-word mnemonic synchronously.
+        if (!lite_wallet_ || !lite_wallet_->walletOpen()) return;
+        wallet::LiteSeedResult seed = lite_wallet_->exportSeed();
+        if (!seed.ok || seed.seedPhrase.empty()) {
+            wallet::secureWipeLiteSecret(seed.seedPhrase);
+            chat_identity_unavailable_ = true;
+            return;
+        }
+        provisionChatIdentityFromSecret(seed.seedPhrase);  // copies internally
+        wallet::secureWipeLiteSecret(seed.seedPhrase);
+    } else if (supportsFullNodeLifecycleActions()) {
+        // Full-node: z_exportmnemonic blocks on synchronous curl — fetch it off the UI thread and
+        // provision on the main thread. Requires a mnemonic wallet (created/restored from a phrase);
+        // a legacy random-seed wallet is rejected by the daemon (RpcError) → identity unavailable.
+        if (!state_.connected || !rpc_ || !worker_) return;
+        if (!state_.encryption_state_known) return;  // don't fetch before we know the lock state
+        chat_identity_fetch_in_flight_ = true;
+        worker_->post([this]() -> rpc::RPCWorker::MainCb {
+            std::string mnemonic;
+            bool definitiveFail = false;  // daemon rejected (non-mnemonic wallet) — do not retry
+            bool transientFail = false;   // connection blip — allow a later retry
+            try {
+                rpc::RPCClient::TraceScope trace("HushChat / identity");
+                mnemonic = rpc_->call("z_exportmnemonic").value("mnemonic", std::string());
+            } catch (const rpc::RpcError&) {
+                definitiveFail = true;
+            } catch (const std::exception&) {
+                transientFail = true;
+            }
+            return [this, mnemonic = std::move(mnemonic), definitiveFail, transientFail]() mutable {
+                chat_identity_fetch_in_flight_ = false;
+                if (definitiveFail) { chat_identity_unavailable_ = true; return; }
+                if (transientFail || mnemonic.empty()) return;  // retry a later tick
+                provisionChatIdentityFromSecret(mnemonic);  // copies internally
+                if (!mnemonic.empty()) sodium_memzero(&mnemonic[0], mnemonic.size());
+            };
+        });
+    }
+}
+
 void App::exportAllKeys(std::function<void(const std::string&, int, int)> callback)
 {
     if (!state_.connected || !rpc_) {