diff --git a/src/config/settings.cpp b/src/config/settings.cpp
index 615774d..aa056f8 100644
--- a/src/config/settings.cpp
+++ b/src/config/settings.cpp
@@ -177,7 +177,8 @@ bool Settings::load(const std::string& path)
             for (const auto& c : j["blocked_chat_convs"])
                 if (c.is_object() && c.contains("cid") && c["cid"].is_string())
                     blocked_chat_convs_.push_back({c["cid"].get<std::string>(),
-                                                   c.value("name", std::string())});
+                                                   (c.contains("name") && c["name"].is_string())
+                                                       ? c["name"].get<std::string>() : std::string()});
         }
         // Chat-tab customization (re-clamped through the setters so hand-edited JSON stays in range).
         loadScalar(j, "chat_emoji_color", chat_emoji_color_);
@@ -194,10 +195,12 @@ bool Settings::load(const std::string& path)
         loadScalar(j, "blur_multiplier", blur_multiplier_);
         loadScalar(j, "noise_opacity", noise_opacity_);
         loadScalar(j, "gradient_background", gradient_background_);
-        // Migrate legacy reduced_transparency bool -> ui_opacity float
-        if (j.contains("ui_opacity")) {
-            ui_opacity_ = j["ui_opacity"].get<float>();
-        } else if (j.contains("reduced_transparency") && j["reduced_transparency"].get<bool>()) {
+        // Migrate legacy reduced_transparency bool -> ui_opacity float (type-tolerant: a hand-edited or
+        // inf->null re-saved value must not quarantine the whole settings file).
+        if (j.contains("ui_opacity") && j["ui_opacity"].is_number()) {
+            ui_opacity_ = std::clamp(j["ui_opacity"].get<float>(), 0.3f, 1.0f);   // matches setUIOpacity()
+        } else if (j.contains("reduced_transparency") && j["reduced_transparency"].is_boolean()
+                   && j["reduced_transparency"].get<bool>()) {
             ui_opacity_ = 1.0f; // legacy: reduced = fully opaque
         }
         loadScalar(j, "window_opacity", window_opacity_);
@@ -421,7 +424,7 @@ bool Settings::load(const std::string& path)
                     entry.showSparkline = e["show_sparkline"].get<bool>();
                 if (e.contains("sparkline_interval") && e["sparkline_interval"].is_number_integer())
                     entry.sparklineInterval = e["sparkline_interval"].get<int>();
-                entry.scope = e.value("scope", "");
+                if (e.contains("scope") && e["scope"].is_string()) entry.scope = e["scope"].get<std::string>();
                 if (e.contains("grid_col") && e["grid_col"].is_number_integer())
                     entry.gridCol = e["grid_col"].get<int>();
                 if (e.contains("grid_row") && e["grid_row"].is_number_integer())
diff --git a/tests/test_phase4.cpp b/tests/test_phase4.cpp
index 5d1be0a..e9bd1d2 100644
--- a/tests/test_phase4.cpp
+++ b/tests/test_phase4.cpp
@@ -7918,6 +7918,47 @@ void testPortfolioScopeVisibility()
     std::error_code ec; fs::remove_all(dir, ec);
 }
 
+// Settings::load must tolerate wrongly-typed values without quarantining the whole file.
+void testSettingsLoadTypeTolerance()
+{
+    namespace fs = std::filesystem;
+    const fs::path dir = fs::temp_directory_path() / "dragonx_settings_type_tolerance_test";
+    std::error_code ec; fs::remove_all(dir, ec); fs::create_directories(dir, ec);
+    const std::string p = (dir / "settings.json").string();
+    auto writeAndLoad = [&](const std::string& json, dragonx::config::Settings& s) {
+        { std::ofstream o(p, std::ios::binary | std::ios::trunc); o << json; }
+        return s.load(p);
+    };
+    auto noQuarantine = [&]() {
+        for (const auto& de : fs::directory_iterator(dir, ec))
+            if (de.path().filename().string().find(".corrupt-") != std::string::npos) return false;
+        return true;
+    };
+    for (const char* bad : {"\"x\"", "null", "5", "0.01", "true"}) {
+        dragonx::config::Settings s;
+        const std::string js = std::string("{\"ui_opacity\":") + bad + ",\"chat_density\":1}";
+        EXPECT_TRUE(writeAndLoad(js, s));
+        EXPECT_TRUE(noQuarantine());
+        EXPECT_TRUE(s.getUIOpacity() >= 0.3f && s.getUIOpacity() <= 1.0f);
+    }
+    {
+        dragonx::config::Settings s;
+        EXPECT_TRUE(writeAndLoad(
+            "{\"blocked_chat_convs\":[{\"cid\":\"abc\",\"name\":7}],"
+            "\"portfolio_entries\":[{\"label\":\"L\",\"scope\":7}]}", s));
+        EXPECT_TRUE(noQuarantine());
+        EXPECT_EQ(s.blockedChatConversations().size(), static_cast<size_t>(1));
+        EXPECT_EQ(s.getPortfolioEntries().size(), static_cast<size_t>(1));
+        EXPECT_EQ(s.getPortfolioEntries()[0].scope, std::string());
+    }
+    {
+        dragonx::config::Settings s;
+        EXPECT_TRUE(writeAndLoad("{\"reduced_transparency\":true}", s));
+        EXPECT_NEAR(s.getUIOpacity(), 1.0f, 1e-6f);
+    }
+    fs::remove_all(dir, ec);
+}
+
 // Market price-series math (data/market_series.h) — minute-resampling + time-window bucketing
 // that feed the price chart and the portfolio-group sparklines.
 void testMarketSeries()
@@ -18669,6 +18710,7 @@ int main()
     testHushChatTransport();
     testHushChatShuffledReceive();
     testWalletFileProbe();
+    testSettingsLoadTypeTolerance();
     testAddressChecksumValidation();
     testPrivateKeyImportRecognition();
     testSeedPhraseHelpers();