diff --git a/src/wallet/lite_wallet_controller.cpp b/src/wallet/lite_wallet_controller.cpp
index 2818cf6..f5fa3e9 100644
--- a/src/wallet/lite_wallet_controller.cpp
+++ b/src/wallet/lite_wallet_controller.cpp
@@ -239,9 +239,12 @@ void applyLiteRefreshModelToWalletState(const LiteWalletAppRefreshModel& model,
     }
 
     if (model.hasEncryptionStatus) {
-        // Reflect backend encryption state so isLocked()/isEncrypted() gate the UI correctly.
+        // Reflect backend encryption state so isLocked()/isEncrypted() gate the UI correctly, and mark
+        // it known: the wallet tabs wait for that, and without it lite always sat behind the loading
+        // overlay until its 15 s "assume unencrypted" fallback.
         state.encrypted = model.encrypted;
         state.locked = model.locked;
+        state.encryption_state_known = true;
     }
 }
 
@@ -744,6 +747,11 @@ std::optional<LiteWalletAppRefreshModel> LiteWalletController::refreshModel()
 
     // Synced: full refresh (balance/addresses/transactions are fast now).
     LiteWalletRefreshRequest request;
+    // Skip `info` (a fresh TLS connection + GetLightdInfo every cycle, and only a fallback for the chat
+    // tip, which the height below already provides) and the gateway's `height` (the explicit call after
+    // the refresh replaces it, and runs after the syncing commands so it sees the newest block).
+    request.includeInfo = false;
+    request.includeHeight = false;
     if (syncResult.ok) {
         request.haveSyncStatus = true;
         request.syncStatus = syncResult.syncStatus;
diff --git a/tests/test_phase4.cpp b/tests/test_phase4.cpp
index 03a720c..b0be774 100644
--- a/tests/test_phase4.cpp
+++ b/tests/test_phase4.cpp
@@ -6840,6 +6840,15 @@ void testLiteWalletControllerEncryption()
         applyLiteRefreshModelToWalletState(model, state);
         EXPECT_TRUE(state.isEncrypted());
         EXPECT_TRUE(state.isLocked());
+        // ...and marks it known: the wallet tabs wait for that (lite used to sit behind the loading
+        // overlay until the 15 s "assume unencrypted" fallback).
+        EXPECT_TRUE(state.encryption_state_known);
+
+        LiteWalletAppRefreshModel syncOnly;
+        syncOnly.hasSyncStatus = true;
+        dragonx::WalletState untouched;
+        applyLiteRefreshModelToWalletState(syncOnly, untouched);
+        EXPECT_FALSE(untouched.encryption_state_known);
     }
 }