diff --git a/tests/test_phase4.cpp b/tests/test_phase4.cpp
index 52fadad..062b045 100644
--- a/tests/test_phase4.cpp
+++ b/tests/test_phase4.cpp
@@ -11752,8 +11752,9 @@ void testLiteRefreshModelAppliesToWalletState()
 
     bundle.hasBalance = true;
     bundle.balance.shieldedBalance = 200000000;     // 2 DRGX
+    bundle.balance.spendableShieldedBalance = 200000000;  // synced: all of it verified/spendable (required field)
     bundle.balance.transparentBalance = 100000000;  // 1 DRGX
-    bundle.balance.unconfirmedBalance = 50000000;   // 0.5 DRGX
+    bundle.balance.unconfirmedBalance = 50000000;   // 0.5 DRGX (mempool-incoming)
 
     bundle.hasAddresses = true;
     bundle.addresses.zAddresses = {"zs1shielded"};