diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index efec41780..7172ea40c 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -1986,7 +1986,9 @@ int CWallet::ScanForWalletTransactions(CBlockIndex* pindexStart, bool fUpdate)
             // state on the path to the tip of our chain
             assert(pcoinsTip->GetSproutAnchorAt(pindex->hashSproutAnchor, sproutTree));
             if (pindex->pprev) {
-               assert(pcoinsTip->GetSaplingAnchorAt(pindex->pprev->hashFinalSaplingRoot, saplingTree));
+                if (NetworkUpgradeActive(pindex->pprev->nHeight, Params().GetConsensus(), Consensus::UPGRADE_SAPLING)) {
+                    assert(pcoinsTip->GetSaplingAnchorAt(pindex->pprev->hashFinalSaplingRoot, saplingTree));
+                }
             }
             // Increment note witness caches
             IncrementNoteWitnesses(pindex, &block, sproutTree, saplingTree);