diff --git a/src/main.cpp b/src/main.cpp
index 60505ef57..513413421 100644
--- a/src/main.cpp
+++ b/src/main.cpp
@@ -1524,8 +1524,12 @@ bool CheckTransactionWithoutProofVerification(uint32_t tiptime,const CTransactio
                 if ( hush_isnotaryvout(destaddr,tiptime) == 0 )
                 {
                     const bool isburn   = (strcmp(destaddr,BURN_ADDRESS) == 0);
-                    if (ASSETCHAINS_BURN && isburn) {
-                        fprintf(stderr,"%s: allowing burn address %s on private chain because ac_burn != 0\n", __func__, destaddr);
+                    if ((ASSETCHAINS_BURN == 1) && isburn && tx.vin.empty()) {
+                        // -ac_burn=1 means only zaddrs can send to the burn address
+                        fprintf(stderr,"%s: allowing zaddr to send to burn address %s on private chain because ac_burn=1\n", __func__, destaddr);
+                    } else if ((ASSETCHAINS_BURN == 2) && isburn) {
+                        // -ac_burn=2 allows notary taddrs to send directly to the burn address
+                        fprintf(stderr,"%s: allowing burn address %s on private chain because ac_burn=2\n", __func__, destaddr);
                     } else {
                         invalid_private_taddr = 1;
                         fprintf(stderr,"%s: invalid taddr %s on private chain!\n", __func__, destaddr);